Imagine getting an unexpected $88 to $147 just for those annoying spam texts from Cash App that you never signed up for—sounds like easy money, right? As of November 21, 2025, the Cash App $12.5M settlement is moving toward final approval, offering real relief to Washington residents hit with unsolicited referral messages. This class action win against Block Inc. (Cash App’s parent) tackles years of privacy invasions, and while the claim window closed on October 27, 2025, checking your status could still unlock your share. Dive into this Cash App settlement eligibility breakdown and $12.5M Cash App payout guide to see if you’re owed cash before payments roll out in early 2026.
What Is the Cash App $12.5M Settlement?
The Cash App $12.5M settlement resolves a class action lawsuit (Bottoms v. Block Inc.) accusing Cash App of violating Washington law by flooding residents with unconsented promotional texts via its “Invite Friends” referral program. From November 14, 2019, to August 7, 2025, users reported spam like “Download Cash App and get $5! Use code FVRJ1PH” without prior okay—breaking the state’s Commercial Electronic Mail Act and Consumer Protection Act. Block Inc. denies wrongdoing but agreed to the $12.5 million fund to end the fight, covering equal shares for claimants plus legal fees. It’s a big nod to digital privacy, ensuring spam doesn’t come at your expense, and payouts average $88-$147 based on claims filed.
Who Qualifies for the Settlement Payout?
Cash App settlement eligibility boils down to three key factors: location, timing, and consent. If you lived in Washington during the spam period and got those pesky referral texts without agreeing to them, you’re likely in the class of nearly 2 million potential members. No need to prove harm—the violation alone qualifies you for a pro-rata share. Current or former Cash App users aren’t required; even non-users targeted via contacts’ lists count. With low claim rates (often 3-12% in similar cases), your payout could edge higher if fewer file, but verify via the official site to avoid missing updates post-deadline.
Basic Requirements
To meet Cash App $12.5M settlement criteria: Reside in Washington state when receiving the text. Got a Cash App referral message between November 14, 2019, and August 7, 2025. No clear, affirmative consent given beforehand—automatic if unsolicited.
Potential Payout Ranges
| Number of Claims Filed | Estimated Per-Person Payout |
|---|---|
| Under 50,000 | Up to $147 |
| 50,000–150,000 | $88–$120 |
| Over 150,000 | $40–$88 |
Automatically Included Groups
Washington residents on any phone plan during the class period. Victims of bulk referrals from friends’ contacts. Anyone with a matching phone number in Block’s records—no app usage needed.
Key Dates in the Settlement Timeline
The claim deadline passed on October 27, 2025, but the final approval hearing is set for December 2, 2025—mark your calendar for potential objections or exclusions by then if needed. Payments should start distributing in early 2026 via direct deposit, PayPal, Venmo, or check, after verification wraps up (4-6 weeks post-approval). Track status on BottomsTextSettlement.com using your phone number; notifications hit email or mail for approved claimants. Late filers get nothing, but if you submitted before cutoff, expect funds by spring 2026 at latest.
Steps to Secure or Check Your Payout
Even post-deadline, log in to confirm your $12.5M Cash App payout guide status—many overlook this and forfeit shares. Head to BottomsTextSettlement.com, enter your phone number for the eligibility tool, and review submission if filed. For pre-deadline filers: Provide name, address, phone, and attestation of no consent; opt for electronic payout to speed things up. Mailed forms went to P.O. Box 2631, Baton Rouge, LA 70821—keep your confirmation ID. Beware scams; official outreach is only via the site or mail, never texts demanding fees. If denied, appeal within 60 days of notice.
Why This Settlement Matters for Users
Beyond the cash, the Cash App class action 2025 forces better spam controls, like clearer opt-outs and consent checks, protecting your inbox from future fintech nuisances. That $88-$147 could cover a tank of gas or holiday gifts, easing the sting of unwanted marketing in a digital world where privacy feels optional. It spotlights how referral programs can backfire, pushing companies like Block to prioritize user trust over aggressive growth. For Washington folks, it’s a reminder: Your data has value, and this payout validates that.
FAQs – Cash App $12.5M Settlement
- Am I eligible if I never used Cash App? Yes—if you got an unsolicited text Cash App settlement message in Washington during the period.
- What if I missed the October 27, 2025 deadline? Claims are closed, but check Washington Cash App claim deadline status online; no late entries accepted.
- How much will I get from the $147 Cash App payment? $88-$147, prorated by total valid claims—higher if fewer file.
- When do Block Inc settlement details payouts start? Early 2026, after December 2 approval; choose direct deposit for fastest access.
- Is the payout taxable? Generally no, as it’s for statutory violations, but consult a tax pro for your situation.
Conclusion
The Cash App $12.5M settlement is a hard-won privacy victory, turning spam frustration into real dollars for eligible Washington residents—up to $147 awaits if you filed in time. With final approval looming on December 2, 2025, log into BottomsTextSettlement.com now to track your $12.5M Cash App payout guide and dodge scams preying on the hype. This isn’t just cash; it’s accountability in your pocket. Stay vigilant, claim what’s yours, and here’s to fewer spam texts in 2026—act today for tomorrow’s relief.